Meet John

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John Carter DipPFS, MAQ

Financial Planning Consultant

John is a qualified and very experienced Financial Planning Consultant with over 20 years’ experience in the Financial Services industry and he is a member of the Personal Finance Society.

Over his career he has developed a breadth of knowledge and expertise which allows him to deliver a professional yet friendly advice/service to all his clients.

John understands that all his clients needs are different and is comfortable helping people navigate through the important areas of their lives. He is happy working with a variety of clients, from those with basic needs to more complex situations.

He is passionate about helping his clients protect their current financial situation and ensuring they achieve all their financial goals through the various lifetime changes, such as house purchase, family protection, wealth management, retirement and estate planning.

John enjoys his role at Charles Derby as it allows him to work closely with his clients, capitalising on his extensive knowledge and breadth of experience which allows him to bring a new perspective to any challenge.

Away from the office he enjoys running, fishing, walking and spending time with his wife and five children.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

  Your home may be repossessed if you do not keep up repayments on your mortgage.

  The FCA do not regulate buy to let mortgages.

  Estate planning is not regulated by the Financial Conduct Authority

  Trusts are not regulated by the FCA.

Contact John today!

Holistic financial planning
Establishing and reviewing Trusts
Complete personal risk management planning
Short and long-term savings and investments

Portfolio planning
Unit Trusts
Investment Trusts
Investment Bonds
Offshore Bonds

Personal Pensions
Company schemes
Consolidation plans

General Insurance
Home contents insurance
Buildings insurance

Life cover
Whole of life and Term Assurance protection

Private medical arrangements
Critical illness insurance

Permanent Health Insurance, aka Income Protection

Mortgage placement and arranging for:
First time buyers

Deals researched and arranged to suit:
Fixed rate deals
Variable and flexible
Capped and or collared